About PaycheckBay

PaycheckBay answers one question for every US state: how much of my pay do I actually keep? It is published by NTech Inc Group, a small software company based in Cumming, Georgia, USA, that builds web tools and content sites. The calculator is free to use and the site is supported by advertising placed outside the calculator.

Who's behind it

Venkata Nagireddi, Founder. Venkata Nagireddi founded PaycheckBay and has more than 20 years of experience in the IT industry. He built the calculator engine and maintains the tax data for every state.

Where the numbers come from

Federal withholding follows IRS Publication 15-T for 2026, the same percentage method that payroll software uses. Social Security and Medicare rates and the wage base come from the Social Security Administration. Each state's rules come from that state's own revenue department: its withholding tables, formulas, deductions, allowances and employee-paid payroll taxes. Every state page lists the exact publications we used and the date we checked them. Tax data was last updated October 28, 2026.

How we keep it accurate

Each state's calculation is pinned by automated tests against figures worked by hand from the official method, and we cross-check sample salaries against established payroll calculators. When a state publishes new tables, usually in December and January, we update the data file and rerun every test before the change goes live. States that changed rates mid-year, as several did in 2026, use the current tables.

What this is not

PaycheckBay is a planning estimate, not tax advice and not a substitute for your employer's payroll department. Real pay stubs include things we cannot know, such as garnishments, after-tax deductions and your employer's rounding rules. For questions about your own taxes, talk to a tax professional.

Search and SEO

Keyword research, page structure and search, answer-engine and AI-citation optimisation for PaycheckBay are handled by Rank Operations. Every state page is built from search data: the questions people ask about their paychecks and the words they use.

Contact

Found a number that does not match your state's published table? Tell us and we will fix it. Mail: NTech Inc Group, PO Box 882, Tribble Gap Road, Cumming, GA 30040, USA.