$60,000 in Rhode Island → $47,518 take-home ($1,828 biweekly, 20.8% effective rate). Federal income tax $5,020, Social Security and Medicare $4,590, Rhode Island income tax $2,213, other state deductions $660. Single filer, biweekly pay, no pre-tax deductions.
How Rhode Island taxes your paycheck in 2026
Rhode Island withholds state income tax with one three-rate schedule for every filing status in 2026: 3.75% on the first $82,050 of taxable wages, 4.75% up to $186,450 and 5.99% above that. There is no standard deduction in the withholding formula; instead each exemption claimed on Form RI W-4 removes $1,000 from wages, and the exemption drops to $0 once annual wages pass $290,800. Employees also pay 1.1% Temporary Disability Insurance on the first $100,000 of wages, and no Rhode Island city or town taxes wages.
Temporary Disability Insurance (which also funds Temporary Caregiver Insurance) is paid entirely by the employee: 1.1% of the first $100,000 of wages, a maximum of $1,100 for 2026. On a $60,000 salary that is $660 a year. Unemployment insurance is paid by employers only.
What changed in 2026
The brackets were indexed for inflation (the 4.75% rate now starts at $82,050 and the 5.99% rate at $186,450) and the exemption phase-out threshold rose to $290,800. The TDI rate dropped from 1.3% to 1.1% while its taxable wage base rose from $89,200 to $100,000. Employers can no longer use the federal W-4 for Rhode Island; without an RI W-4 on file they withhold with zero exemptions.
Federal taxes on every Rhode Island paycheck
Federal income tax is withheld with the IRS Publication 15-T percentage method based on your Form W-4: filing status, the Step 2 checkbox for a second job, dependent credits and any extra withholding. Social Security takes 6.2% of wages up to $184,500 in 2026, and Medicare 1.45% with no cap (plus 0.9% on wages over $200,000). Pre-tax 401(k) contributions lower your federal and Rhode Island income tax; health premiums and HSA or FSA contributions under a cafeteria plan also lower Social Security and Medicare.
Rhode Island take-home pay by salary
Single filer, paid every two weeks, standard W-4, no pre-tax deductions.
| Salary | Federal tax | FICA | RI tax + other | Take-home / year | Per paycheck |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,418 | $24,868 | $956 |
| $40,000 | $2,620 | $3,060 | $1,903 | $32,418 | $1,247 |
| $50,000 | $3,820 | $3,825 | $2,388 | $39,968 | $1,537 |
| $60,000 | $5,020 | $4,590 | $2,873 | $47,518 | $1,828 |
| $75,000 | $7,670 | $5,738 | $3,600 | $57,993 | $2,230 |
| $100,000 | $13,170 | $7,650 | $4,982 | $74,198 | $2,854 |
| $150,000 | $24,734 | $11,475 | $7,357 | $106,434 | $4,094 |
Rhode Island hourly wage to take-home pay
40 hours a week, 52 weeks, single filer, paid every two weeks.
| Hourly | Annual gross | Take-home / year | Per paycheck | Effective rate |
|---|---|---|---|---|
| $15/hr | $31,200 | $25,774 | $991 | 17.4% |
| $18/hr | $37,440 | $30,485 | $1,172 | 18.6% |
| $20/hr | $41,600 | $33,626 | $1,293 | 19.2% |
| $25/hr | $52,000 | $41,478 | $1,595 | 20.2% |
| $30/hr | $62,400 | $49,330 | $1,897 | 20.9% |
| $40/hr | $83,200 | $63,362 | $2,437 | 23.8% |
Rhode Island paycheck questions
What is the Rhode Island income tax rate for 2026?
Rhode Island withholds state income tax with one three-rate schedule for every filing status in 2026: 3.75% on the first $82,050 of taxable wages, 4.75% up to $186,450 and 5.99% above that. There is no standard deduction in the withholding formula; instead each exemption claimed on Form RI W-4 removes $1,000 from wages, and the exemption drops to $0 once annual wages pass $290,800. Employees also pay 1.1% Temporary Disability Insurance on the first $100,000 of wages, and no Rhode Island city or town taxes wages.
How much is $60,000 after taxes in Rhode Island?
A single filer earning $60,000 in Rhode Island takes home about $47,518 a year in 2026, or $1,828 every two weeks, after $5,020 federal income tax, $4,590 FICA and $2,213 Rhode Island income tax.
How much is $25 an hour after taxes in Rhode Island?
$25 an hour at 40 hours a week is $52,000 a year. In Rhode Island that is about $41,478 after taxes, or $1,595 per biweekly paycheck, for a single filer with no pre-tax deductions.
How much is $100,000 after taxes in Rhode Island?
A $100,000 salary in Rhode Island takes home about $74,198 a year ($2,854 biweekly) for a single filer in 2026, an effective tax rate of 25.8%.
What else is deducted from a Rhode Island paycheck?
Temporary Disability Insurance (which also funds Temporary Caregiver Insurance) is paid entirely by the employee: 1.1% of the first $100,000 of wages, a maximum of $1,100 for 2026. On a $60,000 salary that is $660 a year. Unemployment insurance is paid by employers only.
What changed for Rhode Island paychecks in 2026?
The brackets were indexed for inflation (the 4.75% rate now starts at $82,050 and the 5.99% rate at $186,450) and the exemption phase-out threshold rose to $290,800. The TDI rate dropped from 1.3% to 1.1% while its taxable wage base rose from $89,200 to $100,000. Employers can no longer use the federal W-4 for Rhode Island; without an RI W-4 on file they withhold with zero exemptions.
Nearby states
Sources and methodology
Checked October 28, 2026 against official publications. Confidence: high. See how we calculate.