$60,000 in Iowa → $48,644 take-home ($1,871 biweekly, 18.9% effective rate). Federal income tax $5,020, Social Security and Medicare $4,590, Iowa income tax $1,746. Single filer, biweekly pay, no pre-tax deductions.
How Iowa taxes your paycheck in 2026
Iowa withholds a flat 3.8% of wages after an annual deduction of $13,000 (single, or married with a working spouse), $19,500 (head of household) or $26,000 (married filing jointly with one earner), then subtracts the allowance amount from the IA W-4, worth $40 a year per allowance. There are no local income taxes withheld from Iowa paychecks.
Iowa has no employee-paid disability, paid-leave or unemployment taxes. The 3.8% supplemental rate matches the flat rate but is not stated in the official formula.
Iowa employers do not withhold any local tax. School district and EMS income surtaxes are settled on the annual Iowa return, not through payroll.
What changed in 2026
The rate stays at a flat 3.8%. The withholding formula and IA W-4 were revised for 2026 after the federal OBBBA deduction changes, with the deduction amounts set at $13,000, $19,500 and $26,000.
Federal taxes on every Iowa paycheck
Federal income tax is withheld with the IRS Publication 15-T percentage method based on your Form W-4: filing status, the Step 2 checkbox for a second job, dependent credits and any extra withholding. Social Security takes 6.2% of wages up to $184,500 in 2026, and Medicare 1.45% with no cap (plus 0.9% on wages over $200,000). Pre-tax 401(k) contributions lower your federal and Iowa income tax; health premiums and HSA or FSA contributions under a cafeteria plan also lower Social Security and Medicare.
Iowa take-home pay by salary
Single filer, paid every two weeks, standard W-4, no pre-tax deductions.
| Salary | Federal tax | FICA | IA tax | Take-home / year | Per paycheck |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $606 | $25,679 | $988 |
| $40,000 | $2,620 | $3,060 | $986 | $33,334 | $1,282 |
| $50,000 | $3,820 | $3,825 | $1,366 | $40,989 | $1,577 |
| $60,000 | $5,020 | $4,590 | $1,746 | $48,644 | $1,871 |
| $75,000 | $7,670 | $5,738 | $2,316 | $59,277 | $2,280 |
| $100,000 | $13,170 | $7,650 | $3,266 | $75,914 | $2,920 |
| $150,000 | $24,734 | $11,475 | $5,166 | $108,625 | $4,178 |
Iowa hourly wage to take-home pay
40 hours a week, 52 weeks, single filer, paid every two weeks.
| Hourly | Annual gross | Take-home / year | Per paycheck | Effective rate |
|---|---|---|---|---|
| $15/hr | $31,200 | $26,598 | $1,023 | 14.8% |
| $18/hr | $37,440 | $31,374 | $1,207 | 16.2% |
| $20/hr | $41,600 | $34,559 | $1,329 | 16.9% |
| $25/hr | $52,000 | $42,520 | $1,635 | 18.2% |
| $30/hr | $62,400 | $50,481 | $1,942 | 19.1% |
| $40/hr | $83,200 | $64,734 | $2,490 | 22.2% |
Iowa paycheck questions
What is the Iowa income tax rate for 2026?
Iowa withholds a flat 3.8% of wages after an annual deduction of $13,000 (single, or married with a working spouse), $19,500 (head of household) or $26,000 (married filing jointly with one earner), then subtracts the allowance amount from the IA W-4, worth $40 a year per allowance. There are no local income taxes withheld from Iowa paychecks.
How much is $60,000 after taxes in Iowa?
A single filer earning $60,000 in Iowa takes home about $48,644 a year in 2026, or $1,871 every two weeks, after $5,020 federal income tax, $4,590 FICA and $1,746 Iowa income tax.
How much is $25 an hour after taxes in Iowa?
$25 an hour at 40 hours a week is $52,000 a year. In Iowa that is about $42,520 after taxes, or $1,635 per biweekly paycheck, for a single filer with no pre-tax deductions.
How much is $100,000 after taxes in Iowa?
A $100,000 salary in Iowa takes home about $75,914 a year ($2,920 biweekly) for a single filer in 2026, an effective tax rate of 24.1%.
Are there local income taxes in Iowa?
Iowa employers do not withhold any local tax. School district and EMS income surtaxes are settled on the annual Iowa return, not through payroll.
What changed for Iowa paychecks in 2026?
The rate stays at a flat 3.8%. The withholding formula and IA W-4 were revised for 2026 after the federal OBBBA deduction changes, with the deduction amounts set at $13,000, $19,500 and $26,000.
Nearby states
- Minnesota paycheck calculator
- Wisconsin paycheck calculator
- Illinois paycheck calculator
- Missouri paycheck calculator
- Nebraska paycheck calculator
- South Dakota paycheck calculator
- All 50 states + DC
Sources and methodology
Checked October 28, 2026 against official publications. Confidence: high. See how we calculate.